Price Reduction - Waterfront
Address
16634 Hightop Way Nw, Cass Lake, MN
Price
$ 829,900
Property Attributes
- ID#7119473
- TypeSingle Family
- Listing Status Active
- CountyCASS
- CityCass Lake
- AreaToms Harbor
- NeighborhoodToms Harbor
- Zip56633
- StyleSingle Family
- Year Built2024
- Taxes$ 3910
- Price$ 829,900
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage2952
- Lot Size0.22 Acres
Data Source:
Northstar MLS (NSTAR)
Property Description
Welcome to elevated lake living in the premier development of Tom’s Harbor on the highly sought-after Cass Lake Chain of Lakes. You'll enjoy having your boat in the protected harbor in your boat slip. This upscale home was skillfully built by Zetah Construction in the summer of 2024. The thoughtfully designed custom layout offers 3 bedrooms and 3 bathrooms with high-end finishes throughout. From the moment you step inside, you’ll appreciate the spacious entryway with access to a convenient half bath and the attached garage. The attached garage offers ample space for vehicles and all your lake toys. The open-concept main level is designed for both comfort and entertaining, featuring a cozy living room with a fireplace and a stunning kitchen complete with Cambria countertops, custom cabinetry, double wall oven, a large center island, and a butler’s pantry with a wine cooler to keep everything neatly tucked away. The dining room is an extension of the kitchen offering even more space for gathering and entertaining. Just off the living room you'll step into the sun porch. It is a standout feature and a great flex space that could be used as additional sleeping space, family room, or office. It is complete with a garage door to easily bring the outdoors in. This allows views of the back yard patio that is protected by a canopy of mature trees and leading to a backyard fire pit. Custom wrought iron railings by Cass Lake Metal add a one-of-a-kind, handcrafted touch leading to the Upper level. Upstairs, you’ll find three spacious bedrooms, including a walk-through bathroom connecting bedrooms two and three with dual vanity. A conveniently located laundry room is spacious offering more storage space and sits amidst the 3 bedrooms. The massive primary suite is a true showstopping retreat, featuring two large walk-in closets, a private sitting area, and a spa-like bathroom with a soaking tub, tiled walk-in shower, dual vanity, and custom cabinetry. The perfect place to relax. As a member of the Tom’s Harbor community, enjoy exceptional amenities including a heated in ground pool, community room with billiards and kitchen facility, fish cleaning house, walking trails, beach, and approximately 50+ acres of shared green space. This lake chain features 8 interconnected lakes and over 25,000 acres of water to explore, fish, and enjoy year-round. Spend your days boating to nearby famous Star Island, relaxing at sandbars, or cruising to local restaurants. To savor every sweet moment of your days and to make this property even better, lawn care and snow removal are included, allowing you to move right in and enjoy the up north Minnesota lake life without the hassle of exterior maintenance and chores. This is a rare opportunity to own a custom luxury built home with high end finishes, resort-style amenities, and access to one of northern Minnesota’s premier lake chains.
| Price History | |
|---|---|
| 8/3/2026 | Listed $839,900 |
| 9/9/2026 | 2$829,900 |
General Features
| Living Area | 2952 |
|---|---|
| Sewer | Private Sewer,Septic System Compliant - Yes,Shared Septic |
| Heating | Forced Air |
| Cooling | Central Air |
| Roof | Age 8 Years or Less,Architectural Shingle,Asphalt |
| Appliances | Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliances,Wall Oven,Wine Cooler |
| HOA Fee | 4300 |
| Garage Spaces | 2 |
| Association Fee Includes | Beach Access,Controlled Access,Dock,Lawn Care,Recreation Facility,Sanitation,Sewer,Shared Amenities,Snow Removal,Water |
| Pool Features | Below Ground,Heated,Outdoor,Shared |
| Construction Materials | Frame |
| Year Built | 2024 |
| View | Bay |
| Levels | Two |
| Property Subtype | Single Family |
| Tax Year | 2025 |
| Waterfront Features | Association Access,Lake Front,Lake View |
| Accessibility | None |
| Assoc Fee Paid Per | Annually |
| County | Cass |
| New Construction | No |
| Property Type | Residential |
| Association Amenities | Beach,Other,Patio,Porch |
| HOA | Yes |
| Contingency | None |
| Subdivision Name | Toms Harbor |
| Full Baths | 1 |
| Directions | Hwy 2 to 61st Ave to tom's harbor on the right. Go straight to property on the left side. |
| City | Cass Lake |
| Association Name | Toms Harbor Owners Association |
| High School District | Cass Lake-Bena Schools |
| Zoning Description | Residential-Single Family |
| Lot Size Units | Acres |
| Property Attached Y/N | No |
| Land Lease Y/N | No |
| Tax Annual Amount | 3910 |
| Additional Parcels Y/N | No |
| Standard Status | Active |
| Lender Owned | No |
| Amenities Unit | Ceiling Fan(s),Dock,Hot Tub,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Patio,Paneled Doors,Boat Slip,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup |
| PostalCity | Cass Lake |
Interior Features
| Basement | None |
|---|---|
| Total Fireplaces | 1 |
| Fireplace Features | Electric |
| Basement (Y/N) | No |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 2952 |
| Half Baths | 1 |
| 3/4 Baths | 1 |
| Laundry Features | In Unit,Upper Level |
| Total Bedrooms | 3 |
| Total Baths | 3 |
| Bath Desc | 3/4 Jack & Jill,Bathroom Ensuite,Full Primary,Private Primary,Main Floor 1/2 Bath,Upper Level Full Bath |
| Dining Room Description | Breakfast Bar,Separate/Formal Dining Room |
| Foundation Dimensions | 80x28 |
| Fuel | Natural Gas |
| Garage Dimensions | 26x35 |
| Garage Square Feet | 914 |
| Waterfront Feet | 2896 |
Exterior Features
| Parking Features | Attached Garage,Driveway - Other Surface |
|---|---|
| Lot Features | Cleared |
| Water Source | Shared System,Well |
| Lot Size Area | 0.22 |
| Building Area Total | 3808 |
| Lot Dimensions | 110x88 |
| Waterfront Y/N | Yes |
| Foundation Area | 2240 |
| Road Frontage Type | Cul De Sac,No Outlet/Dead End |
| Road Responsibility | Association Maintained Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 56633
Price
Taxes
Year Built
Visits
In The Neighborhood
Waterfront
Cass Lake
$ 389,000
- Type
- Single Family
- Size
- 1,200 SqFt
- Rooms
- 3 Beds + 2 Baths
Lake-N-Woods Realty
Waterfront
Cass Lake
$ 535,000
- Type
- Single Family
- Size
- 1,344 SqFt
- Rooms
- 3 Beds + 2 Baths
Century 21 Dickinson
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Last Updated: September 23, 2026 10:24 PM UTC
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SCWMLS - South Central Wisconsin Multiple Listing Corp. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker River Valley, REALTORS - Onalaska may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright 2026 South Central Wisconsin MLS Corporation All rights reserved.
This information, provided by seller, listing broker, and other parties, may not have been verified.
SCWMLS information is provided exclusively for consumers personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Last Updated: September 23, 2026 10:28 PM UTC
Information should be deemed reliable but not guaranteed, all representations are approximate, and individual verification is recommended. Copyright ©2017 All rights reserved.
